ITR Filing 2025: If your only income is salary, then filing ITR is not just a task for you, but a part of financial planning. In such a situation, you need to keep some things in mind before filing an income tax return.

 

ITR Filing 2025: It is very important for all salaried employees to file the Income Tax Return (ITR). If there is a mistake or any error in this, then you may have to pay a fine, and legal action may also be taken against you. The deadline for filing ITR is 15 September 2025. If you have to file ITR, then you should start preparing for it. For this, start submitting all the documents. It is very important to keep some things in mind while filing ITR.

 

If salary is your only income source, then you will have to take Form-16 from your company. Only then can you file an income tax return. Apart from Form 16, you have to keep 7 things in mind. Because filing ITR without the correct information can get you into unnecessary trouble. It is very important for you to choose the right form. For example, if a salaried taxpayer has capital gains due to trading in the stock market, then he will have to file a return through ITR-2 instead of ITR-1.

Keep these 7 things in mind while filing ITR

 

1 – Avoid choosing the wrong form

Let us tell you that the biggest mistake people usually make while filing an income tax return is selecting the wrong ITR form. 7 different categories of forms are issued by the Income Tax Department according to different taxpayers. If you do not fill out the correct form according to your category, then your return will be considered invalid. Along with this, you will have to file ITR again.

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2 – Selecting the tax regime

While filing your income tax return, you have to decide in advance whether to stay in the old tax system or go to the new tax system. If you stay in the old tax system, then you have to inform your company. Otherwise, the new tax system will be selected by default.

 

3 – Verification from Form 26AS

Apart from Form 16, the details of salaried taxpayers are also in Form 26AS. In such a situation, before filing the return, verify your salary, interest on savings/FD, and other details from Form 26AS.

 

4 – Form 16 is a very important document

It is very important for the employee to get Form 16 from their company. It is issued by the company. TDS payment is mentioned in it.

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5 – Check HRA details

If salary is your only income and you live in a rented house, then it may be better to choose the old tax regime. Because, in the old regime, tax exemption is available on HRA. On the other hand, if you do not live on rent, then you can choose the new tax regime. This is the reason why it is advisable to focus on all the details while choosing a tax regime.

 

6 – Focus on investment

If you have invested in government schemes like PPF, SSY, KVP, NSC, then do not choose the new tax regime. Because it is possible that you may not get tax exemption in it. However, these schemes can help you to get more benefits in the long run and give you an exemption in the old tax regime. If you are filing a tax return for the first time and apart from salary, you do not have any investment or health insurance, or life insurance, then you will have to fill in the details directly. For this, if you want, the help of a chartered accountant or professional can also be taken.

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7 – Income from house property

If the salary class people are getting income from the property of one house, then they can file ITR-1. On the other hand, if they have income from more than one house property, they will have to file ITR-2.